January 21, 2025
AgencyWhat Happens When You Add a New Driver to Your Policy?
Adding a new driver to your auto insurance policy is a significant decision that can influence your coverage and premiums. Whether it’s a teenage child obtaining their learner’s permit, a spouse or a roommate, it’s essential to understand the implications and state-specific considerations. Who to Add to Your Policy Generally, any licensed individual residing in […]
January 10, 2025
D Ward InsuranceCar Insurance for New Drivers: Things to Know Before Getting Policy
This is always a moment of excitement while beginning to drive a new car. However, the process involves quite several responsibilities, which one needs to consider when one has started to drive. Getting the right insurance for your vehicle is the most crucial step in such a situation. There are several options, with numerous requirements […]
January 10, 2025
D Ward InsuranceThe Importance of Garage Dealer Insurance for Auto Repair Shops
An auto repair shop is more than just a place where vehicles are fixed. More importantly, it helps protect both the interests of the customers and the business owner. In holding other people’s vehicles, the owner of the shop is opened up to a lot of risks. Vehicle accidents, theft, or damage can lead to […]
December 11, 2024
D Ward InsuranceComprehensive Restaurant Insurance Coverage for Business Resilience
Restaurant owners are rewarded with the opportunities associated with running a restaurant while presenting challenges that require careful thought and attention to detail. While creating memorable dining experiences, owners face significant risks, including property damage and the possibility of workplace injuries as well as liability claims against it that could disrupt operations, even kitchen fires, […]
December 11, 2024
D Ward InsuranceEssential Insurance Coverage for the Hospitality Industry
The hospitality industry is dynamic, diverse, and constantly in flux. This makes it challenging and risky for businesses in the field. Whether your business is a hotel, a restaurant, or a resort, protecting it with the right insurance coverage could be crucial to safeguard against potential events. Insurance is not something you have to do; […]
November 25, 2024
D Ward InsuranceSecure the Right Homeowners Insurance Near You with D. Ward’s Local Expertise
Securing your home with the right insurance policy has become essential in our complex world. Homeowners insurance offers crucial protection not only for your property but also for your personal belongings, financial assets, and peace of mind. Yet, navigating the various coverage options, policy details, and associated costs can be difficult. Choosing an unsuitable policy […]
November 25, 2024
D Ward InsuranceComprehensive General Liability Insurance in Atlanta
When unexpected accidents or claims arise, is your business prepared? Running a business in Atlanta comes with the duty of protecting it against liabilities. Third-party injuries to property damage are risks that might come your way at any given time. Proper coverage can prevent such financial losses to your business and let you focus on […]
November 9, 2024
AgencyHow Insurance Policies Can Respond to Damage From Floods, Hurricanes and Earthquakes
Your insurance can help you financially manage the aftermath of accidents and other incidents. However, many policies may be limited in what they can respond to, as certain perils are often explicitly excluded from coverage. Understanding these nuances and limitations can be critical, as assuming losses arising from certain situations will be covered could leave […]
October 10, 2024
D Ward InsuranceEssential Insurance Coverage for Auto Repair Shop Success
Running an auto repair shop or garage involves a lot of activities, from maintaining the daily flow to making sure customers are satisfied. Amid all this, the one thing that is often forgotten is insurance. An auto repair shop is not just any business but is rather a central hub where cars go for servicing, […]
October 10, 2024
D Ward InsuranceComprehensive Dealer Garage Insurance for Business Protection
The risks associated with a dealership or garage are peculiar to the automobile industry. This includes risks such as physical assets like automobiles and equipment, as well as liabilities tied to the day-to-day operations of its business. Thus, businesses in this industry have to ensure adequate protection for themselves. Dealer garage insurance is such an […]