July 12, 2017
D Ward InsuranceHome-Based Businesses Should be Protected, Too
Thought it may be difficult to imagine, the U.S. Small Business Administration says that more than half of all businesses in the U.S. are located out of the home of the business owner. Regrettably, several of those home-based business owners feel that they don’t require any special insurance policies to defend their business from the […]
July 11, 2017
D Ward InsuranceHome Service Line Coverage – Protect Your Pipes!
D. Ward Insurance is proud to announce that Auto-Owners, one of its insurance carriers, now offers Service Line Coverage. Service Line Coverage provides protection against a leak, break, tear, rupture, collapse or arcing of a covered service line caused by the following perils: · Wear and tear · Marring · Deterioration · Hidden decay rust […]
July 11, 2017
D Ward InsuranceNine Steps to Repairing Your Roof the Right Way
If you have a shingled roof in a hurricane prone area and it’s time to replace your roof, follow the advice in this guide to improve the long-term performance of your new roof. When you’re ready to get started, find a qualified roofing contractor. Proper installation directly impacts a roof’s long-term performance. Take the […]
July 5, 2017
D Ward InsuranceFlood Insurance, Not Just for Hurricane Season
Atlantic Hurricane season began on June 1, which means that it’s time to examine flood insurance for your home. Though you may be far away from the beach, hurricanes can still make their presence felt with torrential rain which can cause damaging floods. In fact, hurricane-related flooding causes more property damage than hurricane winds. A […]
July 5, 2017
D Ward InsuranceEnsure Smooth Sailing With Boatowners Insurance
With summer in full swing, it’s time to make sure your boat or other personal watercraft is insured before you take it out for a day on the waves. Our job at D. Ward Insurance is to protect you from the liability created by weekend warrior boaters, on-water towing expenses, boat and trailer damage, and […]
June 7, 2017
D Ward InsuranceBoat and Motorcycle Insurance – Summertime Peace of Mind
With summer here, many of us will be out on the lake enjoying a boat ride or taking on the open road with a motorcycle. Have D. Ward Insurance Services protect you and your loved ones with an insurance policy designed to cover all that you have worked hard for. With boat policies, limits of […]
June 7, 2017
D Ward InsuranceEPL Insurance – Protection Against Employee Lawsuits
Running your business has its rewards but an employee-related lawsuit from a current, former, or potential employee can be very strenuous. Without Employment Practices Liability Insurance (EPLI), defense costs could run in the tens of thousands. What is EPLI? EPLI is short for Employment Practices Liability Insurance and it is an insurance policy designed to […]
June 7, 2017
D Ward InsuranceKeep Your Business Safe from Phishing and Vishing
You may have heard of “phishing” scams carried out against individuals and small businesses, but what exactly is phishing? Phishing “refers to the process where a targeted individual is contacted by email or telephone by someone posing as a legitimate institution to lure the individual into providing sensitive information such as banking information, credit card […]
June 7, 2017
D Ward InsuranceCommercial Umbrella Insurance – Extra Coverage for Unforeseen Events
While standard policies will cover your business in most situations, one unforeseen catastrophic event not covered by your policy could be detrimental to your company. Commercial umbrella policies are designed to protect your assets by providing coverage above and beyond the limits of your other policies. It also provides protection for accidents that may not […]
May 31, 2017
D Ward InsuranceUsed Car Dealership and Garage Keeper’s Insurance – What You Need to Know
Used Car Dealership Liability and Garage Keeper’s Insurance for repair shops are two of the many coverages we specialize in at D. Ward Insurance Services. Every Used Car Dealership is required by law to carry state minimum insurance coverage, so at D. Ward Insurance Services, we offer this basic minimum coverage for the new start-up […]