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February 10, 2025
D Ward Insurance

The Importance of Insurance for a Used Car Dealer and Bond

When running a used car dealership, one of the most critical aspects of protecting your business is having the right insurance coverage. The automobile industry is prone to risks, ranging from accidents and lawsuits to damage caused by natural disasters. A dealer should ensure that their business is protected through various insurance policies that can […]
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February 10, 2025
D Ward Insurance

The Role of Business Insurance in Protecting Your Company’s Assets

As a business owner, safeguarding your company’s assets is a top priority. Whether you run a small startup or a well-established enterprise, protecting your tangible and intangible assets is essential to your long-term success. Your assets include everything such as physical property, inventory, equipment intellectual property, reputations, and goodwill. Without adequate protection, these assets are […]
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January 21, 2025
Agency

What Happens When You Add a New Driver to Your Policy?

Adding a new driver to your auto insurance policy is a significant decision that can influence your coverage and premiums. Whether it’s a teenage child obtaining their learner’s permit, a spouse or a roommate, it’s essential to understand the implications and state-specific considerations. Who to Add to Your Policy Generally, any licensed individual residing in […]
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January 10, 2025
D Ward Insurance

Car Insurance for New Drivers: Things to Know Before Getting Policy

This is always a moment of excitement while beginning to drive a new car. However, the process involves quite several responsibilities, which one needs to consider when one has started to drive. Getting the right insurance for your vehicle is the most crucial step in such a situation. There are several options, with numerous requirements […]
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January 10, 2025
D Ward Insurance

The Importance of Garage Dealer Insurance for Auto Repair Shops

An auto repair shop is more than just a place where vehicles are fixed. More importantly, it helps protect both the interests of the customers and the business owner. In holding other people’s vehicles, the owner of the shop is opened up to a lot of risks. Vehicle accidents, theft, or damage can lead to […]
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December 11, 2024
D Ward Insurance

Comprehensive Restaurant Insurance Coverage for Business Resilience

Restaurant owners are rewarded with the opportunities associated with running a restaurant while presenting challenges that require careful thought and attention to detail. While creating memorable dining experiences, owners face significant risks, including property damage and the possibility of workplace injuries as well as liability claims against it that could disrupt operations, even kitchen fires, […]
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December 11, 2024
D Ward Insurance

Essential Insurance Coverage for the Hospitality Industry

The hospitality industry is dynamic, diverse, and constantly in flux. This makes it challenging and risky for businesses in the field. Whether your business is a hotel, a restaurant, or a resort, protecting it with the right insurance coverage could be crucial to safeguard against potential events. Insurance is not something you have to do; […]
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November 25, 2024
D Ward Insurance

Secure the Right Homeowners Insurance Near You with D. Ward’s Local Expertise

Securing your home with the right insurance policy has become essential in our complex world. Homeowners insurance offers crucial protection not only for your property but also for your personal belongings, financial assets, and peace of mind. Yet, navigating the various coverage options, policy details, and associated costs can be difficult. Choosing an unsuitable policy […]
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November 25, 2024
D Ward Insurance

Comprehensive General Liability Insurance in Atlanta

When unexpected accidents or claims arise, is your business prepared? Running a business in Atlanta comes with the duty of protecting it against liabilities. Third-party injuries to property damage are risks that might come your way at any given time. Proper coverage can prevent such financial losses to your business and let you focus on […]
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November 9, 2024
Agency

How Insurance Policies Can Respond to Damage From Floods, Hurricanes and Earthquakes

Your insurance can help you financially manage the aftermath of accidents and other incidents. However, many policies may be limited in what they can respond to, as certain perils are often explicitly excluded from coverage. Understanding these nuances and limitations can be critical, as assuming losses arising from certain situations will be covered could leave […]
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