Insurance for Catering Companies in Kennesaw, GA
Running a catering business involves juggling numerous responsibilities, from crafting delicious menus to executing flawless events. Amid all these tasks, one important element that frequently gets neglected is insurance. Caterers insurance is essential for safeguarding your business against unexpected risks and financial losses. 
What Is Caterer Insurance, and Do I Need It?
Caterers insurance is a specialized form of business insurance designed to protect catering businesses from various risks and financial losses. You might need caterer insurance if you run a catering business, as it can help mitigate the financial impact of unexpected events like lawsuits, theft or accidents. Without it, you could face significant out-of-pocket expenses that might jeopardize your business.
What Types of Coverage Are Included in a Typical Caterers Insurance Policy?
A typical caterer insurance policy includes several types of coverage to protect against various risks:
- General liability insurance can help cover third-party claims for bodily injury, property damage and personal or advertising injury.
- Product liability insurance can financially protect against claims related to foodborne illnesses or allergic reactions caused by the food served.
- Professional liability insurance can help shield against claims of negligence or errors in the services provided.
- Commercial property insurance can help financially cover physical assets like cooking equipment, furniture and inventory from risks such as fire, theft and vandalism.
- Workers’ compensation insurance can offer coverage for employee injuries sustained while working.
- Commercial auto insurance can help cover vehicles used for transporting food and equipment to events.
How Much Does Caterers Insurance Cost in Georgia?
The following factors can influence the cost of insurance for a catering company:
- Business size
- Location
- Coverage options
- Claims history
- Risk exposure
- Deductibles
Learn More
For business insurance near you, contact D. Ward Insurance Services.